Sunsetting the OTP in favor of silent security

Inquirer.net - Oct 13, 2026

We have all been there: at the checkout line, or paying with your ewallet, frantic: that six-digit SMS code that refuses to arrive because of a network congestion. You refresh, request for a new OTP and all of a sudden the old one arrives. But it’s already useless. It’s so archaic, banks have started to

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